Is charging interest right or wrong?

The Old Testament in the bible has taught that we should not charge interest, but we are charged interest and are bound to pay it, otherwise, we lose our house or car. We are enslaved and in bondage to interest. How to we get out? When I watched this video I came across, I received a revelation of truth that I hope everyone may also have.

19 “You shall not charge interest on loans to your brother, interest on money, interest on food, interest on anything that is lent for interest. 20 You may charge a foreigner interest, but you may not charge your brother interest, that the Lord your God may bless you in all that you undertake in the land that you are entering to take possession of it. (Deuteronomy 23:19-20, English Standard Version)

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